*Plain Green, LLC is a tribal lending entity wholly owned by the Chippewa Cree Tribe of
the Rocky Boy's Indian Reservation, Montana, a sovereign nation located within the
United States of America, and is operating within the Tribe's Reservation. Applications
processed and approved before 6 p.m. ET are typically funded the next business day.
In some cases, we may not be able to verify your application information and may ask
you to provide certain documents. Maximum loan amount for initial loan is $1,000.00.
Refer to Loan Cost & Terms for additional
details. Complete disclosures of APR, fees and payment terms are provided within the
This is an expensive form of credit. Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing
savings or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs. Before borrowing, please consider
whether you will be able to repay any amount you borrow along with the interest charges disclosed to you in your loan agreement. Customers with
continued credit difficulties should seek credit counseling. Refinancing may be available and is not automatic. Refinancing your loan will extend the term
of the loan and result in additional interest charges. Late fees and non-sufficient funds/returned item fees may apply as described in your Loan
Agreement. We will never charge you any "hidden fees" that are not fully disclosed in the Loan Agreement or the Loan Cost & Terms.
If you don't make a payment on time we will attempt to contact you via one or more
authorized methods. We adhere to the principles of the federal Fair Debt Collection Practices Act (FDCPA). Because we may report your payment history
to one or more credit bureaus, late or non-payment of your loan may negatively impact your credit rating. If you fail to repay your loan in accordance
with its terms, we may place your loan with or sell your loan to a third-party collection agency or other company that acquires and/or collects delinquent
1First-time Plain Green customers typically qualify for an installment loan of
$500 to $1,000, with an APR of 299.17% to 373.97%, which is less than the average 706.08%
APR for a payday loan. For example, a $700 loan from Plain Green Loans repaid in 14
bi-weekly installments of $116.63, including $932.70 of interest, has an APR of 364.00%.
After the 14th successful payment, your loan would be paid in full. A typical payday loan
of $700 repaid in 14 days has an APR of 706.08% and a total payment of $889.58. Typical
payday loan pricing is based on Texas-originated loans with 14-day terms facilitated by
Credit Service Organizations/Credit Access Businesses such as CashNet USA®
(664.30% APR), ChecknGo® (661.77%) and MyCashCenter (792.16%) as of May 7, 2015.