PLAIN GREEN, LLC IS PROVIDING YOU THE FOLLOWING INFORMATION IN A MANNER CONSISTENT WITH PRINCIPLES UNDER UNITED STATES FEDERAL LAW.
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FACTS |
WHAT DOES PLAIN GREEN, LLC DO WITH YOUR PERSONAL INFORMATION? |
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Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires lenders to tell you how they collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
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What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and income • Account balances and payment history • Credit history and credit scores |
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How? |
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Plain Green, LLC chooses to share; and whether you can limit this sharing. |
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Reasons we can share your personal information |
Does Plain Green, LLC share? |
Can you limit this sharing? |
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For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
YES |
NO |
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For our marketing
purposes
–
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YES |
NO |
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For joint marketing with other financial companies |
YES |
NO |
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For our affiliates’ everyday business purposes – information about your transactions and experiences |
NO |
WE DO NOT SHARE |
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For our affiliates’ everyday business purposes – information about your creditworthiness |
NO |
WE DO NOT SHARE |
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For our affiliates to market to you |
NO |
WE DO NOT SHARE |
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For nonaffiliates to market to you |
YES |
YES |
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To limit our sharing |
• Call (866) 420-7157 • Visit us online: www.PlainGreenLoans.com; or • Contact us via email: support@plaingreenloans.com Please note: If you are a new customer, we can begin sharing your information as soon as the same day that you apply for a loan. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. |
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Questions? |
Call (866) 420-7157 or go to www.PlainGreenLoans.com. |
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What we do |
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How does Plain
Green, LLC |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain physical, electronic and procedural safeguards i.e. computer virus protection software, firewalls, 128 bit Secure Socket Layer. Only authorized employees have access. |
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How does Plain
Green, LLC
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We collect your personal information, for example, when you • Apply for a loan • Give us your income information • Provide employment information • Provide account information • Give us your contact information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
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Why can’t I limit all sharing? |
Federal law gives you the right to limit only • Sharing for affiliates’ everyday business purposes – information about your creditworthiness • Affiliates from using your information to market to you • Sharing for nonaffiliates to market to you |
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What happens when
I limit sharing
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Your choices will apply to everyone on your account. |
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Definitions |
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Affiliates |
Financial and nonfinancial companies related by common ownership or control. • Plain Green, LLC has no affiliates. |
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Nonaffiliates |
Financial and nonfinancial companies not related by common ownership or control. • Nonaffiliates we share with can include direct marketing companies for application resell, direct mail and other purposes. |
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Joint Marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. • Our joint marketing partners include financial institutions, credit card companies, partners that promote our products, pre-paid debit card providers and other lending companies. |
© 2012 Plain Green Loans All Rights Reserved
[1]
[1]
*Plain Green, LLC is a tribal lending entity wholly owned by the Chippewa Cree Tribe
of the Rocky Boy’s Indian Reservation, Montana, a sovereign nation located within the United States of America, and is
operating within the Tribe’s Reservation. Applications processed and
approved before 6 p.m. ET are typically funded the next business day. In some cases, we may not be able to verify
your application information and may ask you to provide certain documents. Maximum loan amount for initial loan is $1,000.00. Refer
to Loan Cost & Terms for additional details. Complete
disclosures of APR, fees and payment terms are provided within the Loan Agreement.
Please note: This is an expensive form of credit. Plain Green loans are designed to help you meet your short-term borrowing needs. Appropriate emergencies might be a car repair, medical care for you or your family, or travel expenses in connection with your job. This service is not intended to provide a solution for longer-term credit or other financial needs. Alternative forms of credit may be less expensive and more suitable for your financial needs. Alternative sources you could consider include: a credit card cash advance; personal loans; home equity line of credit; existing savings; or borrowing from a friend or relative.
1First time Plain Green Loans customers typically qualify for an installment loan of $250 to $800 with an APR of 359.01% to 378.96%, or 40% less than the average 603.84% APR for a payday loan. For example, a $700 loan from Plain Green Loans at 364.00% APR would require 14 bi-weekly installment payments of $116.63. After the 14th successful payment, your loan would be paid in full. A typical payday loan of $700 with an APR of 603.84% and a fourteen (14) day term would require one payment of $862.29. Typical payday loan pricing is based on Texas-originated loans facilitated by credit service organizations such as CashNet USA® (664.30%), ChecknGo® (661.77%) and MyCashNow (485.45%) as of February 13, 2012.
Please note: This is an expensive form of credit. Plain Green loans are designed to help you meet your short-term borrowing needs. Appropriate emergencies might be a car repair, medical care for you or your family, or travel expenses in connection with your job. This service is not intended to provide a solution for longer-term credit or other financial needs. Alternative forms of credit may be less expensive and more suitable for your financial needs. Alternative sources you could consider include: a credit card cash advance; personal loans; home equity line of credit; existing savings; or borrowing from a friend or relative.
1First time Plain Green Loans customers typically qualify for an installment loan of $250 to $800 with an APR of 359.01% to 378.96%, or 40% less than the average 603.84% APR for a payday loan. For example, a $700 loan from Plain Green Loans at 364.00% APR would require 14 bi-weekly installment payments of $116.63. After the 14th successful payment, your loan would be paid in full. A typical payday loan of $700 with an APR of 603.84% and a fourteen (14) day term would require one payment of $862.29. Typical payday loan pricing is based on Texas-originated loans facilitated by credit service organizations such as CashNet USA® (664.30%), ChecknGo® (661.77%) and MyCashNow (485.45%) as of February 13, 2012.